Right to Cancel

Notice Of Right To Cancel

We Help You Build, Inc.                                  Borrowers:
71 Wager Lane                                              Address:
Martinsburg, WV25401                                  City:
Wv#027108                                                   State:                           Zip:

You are entering into a transaction that will result in a mortgage/lien/security interest on your home.  You have a legal right under the federal law to cancel this transaction, without cost, within THREE BUSINESS DAYS from whichever of the following events occurs last:

1. The date of the transaction, which is  _________________.
2. The date you received you Truth in Lending disclosures; or
3. The date you received this notice of your right to cancel.

If you cancel the transaction, the mortgage/lien/security interest is also canceled.  Within 20 CALENDAR DAYS after we receive your notice, we must take the steps necessary to reflect the fact that the mortgage/lien/security interest on your home has been canceled, and we must return to you any money or property you have given us or to anyone else in connection with this transaction.

You may keep any money or property we have given you until we have done the things mentioned above, but you must then offer to return the money or property.  If it is impractical or unfair for you to return the property, you must offer its reasonable value.  You may offer to return the property at your home or at he the location of property.  Money must be returned to the address below.  If we do not take  possession of the money or property within 20 CALENDAR DAYS of your offer, you may keep it without further obligation.

Each of the borrowers in this transaction has the right to cancel.  The exercise of this right by one borrower shall be effective as to all borrowers.

I/We acknowledge receipt of two copies of NOTICE OF RIGHT TO CANCEL.

HOW TO CANCEL

If you decide to cancel this transaction, you may do so by notifying us in writing at:

We Help You Build, Inc.
71 Wager Lane
Martinsburg, Wv 25401

You may use any written statement that is signed and dated by you and states your intention to cancel and/or you may use this notice by dating and signing below.  Keep one copy of this notice because it contains important information about your rights.

If you cancel by mail or telegram, you must send the notice no later than MIDNIGHT of ___________________ (Of MIDNIGHT of the THIRD BUSINESS DAY following the latest of the three events listed above.)  If you send or deliver your written notice to cancel some other way, it must be delivered to the above address not later that time.

I WISH TO CANCEL

__________________________________________   Date:_________
CONSUMER’S SIGNATURE

X__________________________________    Date:____________
Client

X__________________________________    Date:____________
Client